Fees, Insurance, & Cancellation Policies

I will not compromise the quality of treatment that I provide to my patients, which is why I am an out-of-network provider with certain insurance companies. It is the unfortunate reality of managed care today that has led to many professionals in the medical field being forced to have brief appointments with high patient volume. Unfortunately, these cost-saving tactics have resulted in lower quality care. Please look up my profile on Psychology Today for list of insurances that I work with.

I always encourage potential clients to contact their insurance provider and ask for an explanation of their "out-of-network mental health benefits". Often this could mean 80% reimbursement. Upon request, I provide my patients with a receipt to submit to their insurance company after payment for service is received for possible reimbursement.

The fee for appointments will be discussed during out initial consultation. Therapy via Skype or phone is an option but case dependent. Payment is due at the time of each session. Cash or check are accepted methods of payment. There is a returned check fee of $25. I require at least 24 hour notice for cancellations. Cancellations made in less than 24 hours will result in a $50 charge (receipt for insurance not available).

Here are some questions you may want to ask when speaking with your insurance company:

Do I have out-of-network mental health benefits?
Will my plan cover services by an out-of-network mental health provider?
If so, how much of the fee charged will I be reimbursed/covered for?
How many sessions per calendar year does my plan cover?
How would I go about applying for more sessions if needed?
What is my deductible for mental health services? Has it been met?

A release of information form must be signed by patients if involving insurance companies and is available upon request. In treating my patients, I believe that their privacy and confidentiality is of utmost importance. It is important for potential clients to know that they have a choice about whether to release medical information requested by an insurance carrier, but if you refuse to have information released, most insurance programs will not reimburse for services. Most people prefer to maintain complete privacy by not involving their insurance company.

Danielle Harte LCSW-R

Couples, Individual, & Child/Adolescent Therapy Services

Fees, Insurance, & Cancellation Policies